Philippines: Location & Lifestyle: Choosing the Perfect Condo
The Philippines is more than just a beautiful destination — it’s a smart place to invest in your future. From vibrant cities to peaceful island escapes, this country has something for everyone. Whether you’re dreaming of ocean views, city lights, or a family-friendly neighborhood, there’s a condo here that fits your lifestyle.
At Retire in PH, we help take the guesswork out of buying property in a new country. Our team knows the Philippine condo market inside and out. We’ll walk you through every step — from understanding legal requirements to choosing the right location and building that fits your goals.
Retiring in the Philippines isn’t just about purchasing a home. It’s about starting a new adventure, and we’re here to help you find your piece of paradise.
What Kind of Condo Life Are You Looking For?
Island Living
The Vibe: Wake up to waves, salty breezes, and sunsets over the sea.
Best Spots: Boracay, Palawan, Mactan Island (Cebu)
Look for:
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Beachfront units with balconies or terraces
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Poolside lounges with ocean views
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On-site diving shops or watersports rentals
City Lifestyle
The Vibe: Energy, convenience, and endless options
Best Spots: Metro Manila, Cebu City, Davao City
Look for:
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Rooftop lounges and skyline views
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Fitness centers and co-working spaces
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Easy access to public transport and entertainment
Family-Friendly Living
The Vibe: A safe, welcoming space to raise a family
Best Spots: Makati, Bonifacio Global City (BGC), Mandaue City
Look for:
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Pools, playgrounds, and function rooms
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Kid-safe designs and gated communities
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Proximity to schools, parks, and shopping
Smart Investments
The Vibe: A property that works for your future
Best Spots: Areas near universities, new highways, or business districts
Look for:
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Amenities that appeal to renters (gyms, pools, laundry)
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24/7 security and reliable property management
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Developments in up-and-coming areas with strong demand
No matter your lifestyle or budget, there’s a condo in the Philippines waiting for you. At Retire in PH, we’ll help you match your goals with the right property — whether that’s by the sea, in the city, or somewhere in between.
How to Own Your Slice of Paradise: What Expats Need to Know About Buying a Condo in the Philippines
Thinking about owning a condo in the Philippines? Good news — it’s possible, even if you’re a foreigner. But before you dive into tropical living, there are a few legal and practical things you’ll want to understand.
At Retire in PH, we help you navigate the details with confidence. From legal restrictions to lifestyle choices, here’s what every expat needs to know about investing in a condo in the Philippines.
What Foreigners Can Legally Own in the Philippines
Land Rules You Need to Know
Foreigners can’t own land in the Philippines. But don’t worry — there’s a legal workaround.
The Condominium Act (RA 4726) allows foreigners to own condo units, as long as Filipinos own at least 60% of the building. That means you can legally buy and own your unit, just not the land beneath it.
Ownership Types for Expats
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Direct Ownership: You own the unit in your name. This is the most common option, as long as the building complies with the 60/40 ownership rule.
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Corporate Share Ownership: You hold shares in a corporation that owns the property. The corporation must be at least 60% Filipino-owned. This setup is less common but still legal for expats.
Don’t Forget the Visa
Buying a condo doesn’t give you residency. If you want to stay long-term, explore visa options like the Special Resident Retiree’s Visa (SRRV), which is designed for expats and retirees.
Look Beyond the Unit: What Really Matters in a Condo Purchase
1. Pick the Right Location
Location shapes your lifestyle more than anything else. Ask yourself:
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Is it close to public transport or main roads?
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Are restaurants, malls, parks, or hospitals nearby?
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What’s the neighborhood vibe — peaceful or buzzing?
2. Choose the Right Building
The building itself plays a huge role in comfort and quality of life. Look for:
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Strong security with guards, cameras, and gated access
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Useful amenities like pools, gyms, co-working spaces, or even small shops
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Investment perks like laundry areas or tenant-friendly spaces (if you plan to rent it out)
3. Think Long-Term Value
A condo can be more than a home — it can be a smart investment. Check:
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Is the area growing? New roads, malls, or infrastructure often raise property value.
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Is there rental demand? Condos near schools or office hubs stay in demand.
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Is it easy to resell later? Stick with reputable developers and well-maintained properties.
